IOBA0000047
Indian Overseas Bank
Branch
LUDHIANA MAIN
City
LUDHIANA
State
PUNJAB
Branch Details
IFSC CodeIOBA0000047
BankIndian Overseas Bank
BranchLUDHIANA MAIN
Address1 ST FLOOR,SAINKIK REST HOUSE, KACHERI ROAD,LUDHIANA,PIN 141001
CityLUDHIANA
DistrictLUDHIANA
StatePUNJAB
What does IOBA0000047 mean?
IOBA0000047
IOBA — Bank code. Identifies Indian Overseas Bank. All branches of Indian Overseas Bank share this prefix.
0 — Reserved character. Always zero in every IFSC code in India.
000047 — Branch code. Uniquely identifies the LUDHIANA MAIN branch within Indian Overseas Bank.
Transfer Methods
NEFT (not supported)
RTGS (not supported)
IMPS (not supported)
How to use this IFSC code
1
Open your bank's app or net banking
Go to Fund Transfer or Add Beneficiary.
2
Enter the recipient's account number
Double-check every digit — transfers cannot be reversed.
3
Enter IFSC code IOBA0000047
Select Indian Overseas Bank and enter IOBA0000047 for the LUDHIANA MAIN branch.
4
Choose transfer method
Use NEFT for transfers up to ₹2 lakh, RTGS for ₹2 lakh and above.
Frequently Asked Questions
- Which bank branch does IFSC code IOBA0000047 belong to?
- IFSC code IOBA0000047 belongs to Indian Overseas Bank, LUDHIANA MAIN branch, located at 1 ST FLOOR,SAINKIK REST HOUSE, KACHERI ROAD,LUDHIANA,PIN 141001, LUDHIANA, PUNJAB.
- What is the MICR code for IOBA0000047?
- The MICR code is not available for IOBA0000047.
- Does IOBA0000047 support NEFT, RTGS, and IMPS transfers?
- Indian Overseas Bank LUDHIANA MAIN (IOBA0000047): NEFT — not supported; RTGS — not supported; IMPS — not supported.
- What does the code IOBA mean in IFSC IOBA0000047?
- The first four characters IOBA identify Indian Overseas Bank. The fifth character is always 0. The last six characters 000047 identify the specific branch.
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