IFSC Code Lookup
Get bank branch details, address, and payment info for any IFSC code.
Look up the IFSC code for any bank branch in India to get branch address, MICR code, and NEFT/RTGS/IMPS payment support details. Search by bank name, branch name, or city — covers all RBI-registered bank branches. Free, instant, no signup required.
Frequently Asked Questions
- What is an IFSC code?
- IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies a bank branch for electronic fund transfers including NEFT, RTGS, and IMPS.
- What is the format of an IFSC code?
- An IFSC code is 11 characters: the first 4 letters identify the bank (e.g. SBIN for SBI), the 5th character is always 0, and the last 6 characters identify the specific branch.
- Where can I find my bank's IFSC code?
- Your IFSC code is printed on your cheque book, passbook, and bank statement. You can also find it on your bank's official website or by searching on ToolDekho.
- Are IFSC codes the same as MICR codes?
- No. IFSC codes are used for electronic transfers (NEFT, RTGS, IMPS). MICR (Magnetic Ink Character Recognition) codes are 9-digit codes used for cheque processing.
What is IFSC Code Lookup?
IFSC Code Lookup is a search tool for India's bank branch identification system. IFSC stands for Indian Financial System Code. Every bank branch registered with the Reserve Bank of India has a unique 11-character IFSC code. Without the correct code, NEFT, RTGS, and IMPS transfers cannot be processed.
The database covers all RBI-registered bank branches across India, including public sector banks, private banks, cooperative banks, and payment banks.
How does it work?
Type an IFSC code to get full branch details: bank name, branch address, city, district, state, MICR code, and which payment modes the branch supports. You can also search by bank name, branch name, or city to find the IFSC code for a specific branch.
An IFSC code follows a fixed structure. The first four characters identify the bank. SBIN belongs to State Bank of India. HDFC belongs to HDFC Bank. ICIC belongs to ICICI Bank. The fifth character is always zero, reserved for future use. The final six characters identify the specific branch within that bank.
For example, SBIN0001234 breaks down as: bank code SBIN (SBI), filler zero, branch code 001234.
IFSC Code Lookup in India
The RBI mandates IFSC codes for all electronic fund transfers. NEFT processes transfers in hourly batches. RTGS handles high-value transfers in real time. IMPS works 24 hours a day, including weekends and holidays. All three require the beneficiary's IFSC code to route the transfer correctly.
IFSC codes change when banks merge or restructure. After the 2019 and 2020 bank consolidations, codes from Vijaya Bank, Dena Bank, Syndicate Bank, Allahabad Bank, and others were deprecated and replaced with codes from the acquiring banks. If you hold an account with a merged bank, verify the current IFSC before initiating a transfer. Sending money to a defunct IFSC code can delay the transfer by several days.
IFSC codes are also used in government disbursement systems. DBT scheme payments, scholarship credits, and pension transfers all route via IFSC. An incorrect code in a government portal can delay payments by weeks.
Tips to get the best results
- If you know the bank and city but not the branch, search by city and verify the branch address against your account documents.
- Check the MICR code alongside the IFSC. For cheque-related transactions, the MICR is what matters, not the IFSC.
- If a transfer is rejected, search for the updated code under the acquiring bank's name. Merged bank codes are often still listed but no longer active.
- For large RTGS transfers, cross-check the IFSC against your bank's official website before initiating the transaction.