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IOBA0000048

Indian Overseas Bank

Branch

ESPLANADE

City

CHENNAI

State

TAMIL NADU

Branch Details

IFSC CodeIOBA0000048
BankIndian Overseas Bank
BranchESPLANADE
AddressNO 7, CHENNAI HOUSE, ESPLANADE, CHENNAI - 600 018
CityCHENNAI
DistrictCHENNAI
StateTAMIL NADU

What does IOBA0000048 mean?

IOBA0000048
IOBA — Bank code. Identifies Indian Overseas Bank. All branches of Indian Overseas Bank share this prefix.
0 — Reserved character. Always zero in every IFSC code in India.
000048 — Branch code. Uniquely identifies the ESPLANADE branch within Indian Overseas Bank.

Transfer Methods

NEFT (not supported)
RTGS (not supported)
IMPS (not supported)

How to use this IFSC code

1

Open your bank's app or net banking

Go to Fund Transfer or Add Beneficiary.

2

Enter the recipient's account number

Double-check every digit — transfers cannot be reversed.

3

Enter IFSC code IOBA0000048

Select Indian Overseas Bank and enter IOBA0000048 for the ESPLANADE branch.

4

Choose transfer method

Use NEFT for transfers up to ₹2 lakh, RTGS for ₹2 lakh and above.

Other Indian Overseas Bank branches

Frequently Asked Questions

Which bank branch does IFSC code IOBA0000048 belong to?
IFSC code IOBA0000048 belongs to Indian Overseas Bank, ESPLANADE branch, located at NO 7, CHENNAI HOUSE, ESPLANADE, CHENNAI - 600 018, CHENNAI, TAMIL NADU.
What is the MICR code for IOBA0000048?
The MICR code is not available for IOBA0000048.
Does IOBA0000048 support NEFT, RTGS, and IMPS transfers?
Indian Overseas Bank ESPLANADE (IOBA0000048): NEFT — not supported; RTGS — not supported; IMPS — not supported.
What does the code IOBA mean in IFSC IOBA0000048?
The first four characters IOBA identify Indian Overseas Bank. The fifth character is always 0. The last six characters 000048 identify the specific branch.

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