IOBA0000048
Indian Overseas Bank
Branch
ESPLANADE
City
CHENNAI
State
TAMIL NADU
Branch Details
IFSC CodeIOBA0000048
BankIndian Overseas Bank
BranchESPLANADE
AddressNO 7, CHENNAI HOUSE, ESPLANADE, CHENNAI - 600 018
CityCHENNAI
DistrictCHENNAI
StateTAMIL NADU
What does IOBA0000048 mean?
IOBA0000048
IOBA — Bank code. Identifies Indian Overseas Bank. All branches of Indian Overseas Bank share this prefix.
0 — Reserved character. Always zero in every IFSC code in India.
000048 — Branch code. Uniquely identifies the ESPLANADE branch within Indian Overseas Bank.
Transfer Methods
NEFT (not supported)
RTGS (not supported)
IMPS (not supported)
How to use this IFSC code
1
Open your bank's app or net banking
Go to Fund Transfer or Add Beneficiary.
2
Enter the recipient's account number
Double-check every digit — transfers cannot be reversed.
3
Enter IFSC code IOBA0000048
Select Indian Overseas Bank and enter IOBA0000048 for the ESPLANADE branch.
4
Choose transfer method
Use NEFT for transfers up to ₹2 lakh, RTGS for ₹2 lakh and above.
Frequently Asked Questions
- Which bank branch does IFSC code IOBA0000048 belong to?
- IFSC code IOBA0000048 belongs to Indian Overseas Bank, ESPLANADE branch, located at NO 7, CHENNAI HOUSE, ESPLANADE, CHENNAI - 600 018, CHENNAI, TAMIL NADU.
- What is the MICR code for IOBA0000048?
- The MICR code is not available for IOBA0000048.
- Does IOBA0000048 support NEFT, RTGS, and IMPS transfers?
- Indian Overseas Bank ESPLANADE (IOBA0000048): NEFT — not supported; RTGS — not supported; IMPS — not supported.
- What does the code IOBA mean in IFSC IOBA0000048?
- The first four characters IOBA identify Indian Overseas Bank. The fifth character is always 0. The last six characters 000048 identify the specific branch.
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