IOBA0000197
Indian Overseas Bank
Branch
GUJJARWAL
City
GAJJARWAL
State
PUNJAB
Branch Details
IFSC CodeIOBA0000197
BankIndian Overseas Bank
BranchGUJJARWAL
AddressNEAR GURUDWARA JAI SIN MAIN BAZAAR GUJJARWAL PIN 141202
CityGAJJARWAL
DistrictLUDHIANA
StatePUNJAB
What does IOBA0000197 mean?
IOBA0000197
IOBA — Bank code. Identifies Indian Overseas Bank. All branches of Indian Overseas Bank share this prefix.
0 — Reserved character. Always zero in every IFSC code in India.
000197 — Branch code. Uniquely identifies the GUJJARWAL branch within Indian Overseas Bank.
Transfer Methods
NEFT (not supported)
RTGS (not supported)
IMPS (not supported)
How to use this IFSC code
1
Open your bank's app or net banking
Go to Fund Transfer or Add Beneficiary.
2
Enter the recipient's account number
Double-check every digit — transfers cannot be reversed.
3
Enter IFSC code IOBA0000197
Select Indian Overseas Bank and enter IOBA0000197 for the GUJJARWAL branch.
4
Choose transfer method
Use NEFT for transfers up to ₹2 lakh, RTGS for ₹2 lakh and above.
Other Indian Overseas Bank branches
ANNUR
166 A, KOVAI ROAD, ANNUR PIN 638653
ADYAR
NO 12, SARDAR PATEL ROAD, ADAYAR, CHENNAI - 600020
SALEM MAIN
16 BY 17, CAR STREET, SALEM, PIN 636001
ELURU
220 10 1B, BADETIWARI STREET, ELURU
RAJKOT
PAREKH CHAMBERS, DHEEBHAR BHAI ROAD,RAJKOT,PIN 360001
Frequently Asked Questions
- Which bank branch does IFSC code IOBA0000197 belong to?
- IFSC code IOBA0000197 belongs to Indian Overseas Bank, GUJJARWAL branch, located at NEAR GURUDWARA JAI SIN MAIN BAZAAR GUJJARWAL PIN 141202, GAJJARWAL, PUNJAB.
- What is the MICR code for IOBA0000197?
- The MICR code is not available for IOBA0000197.
- Does IOBA0000197 support NEFT, RTGS, and IMPS transfers?
- Indian Overseas Bank GUJJARWAL (IOBA0000197): NEFT — not supported; RTGS — not supported; IMPS — not supported.
- What does the code IOBA mean in IFSC IOBA0000197?
- The first four characters IOBA identify Indian Overseas Bank. The fifth character is always 0. The last six characters 000197 identify the specific branch.
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