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IOBA0000446

Indian Overseas Bank

Branch

CIVIL LINES

City

LUDHIANA

State

PUNJAB

Branch Details

IFSC CodeIOBA0000446
BankIndian Overseas Bank
BranchCIVIL LINES
AddressFOUNTAIN CHOWK,CIVIL LINES,LUDHIANA
CityLUDHIANA
DistrictLUDHIANA
StatePUNJAB

What does IOBA0000446 mean?

IOBA0000446
IOBA — Bank code. Identifies Indian Overseas Bank. All branches of Indian Overseas Bank share this prefix.
0 — Reserved character. Always zero in every IFSC code in India.
000446 — Branch code. Uniquely identifies the CIVIL LINES branch within Indian Overseas Bank.

Transfer Methods

NEFT (not supported)
RTGS (not supported)
IMPS (not supported)

How to use this IFSC code

1

Open your bank's app or net banking

Go to Fund Transfer or Add Beneficiary.

2

Enter the recipient's account number

Double-check every digit — transfers cannot be reversed.

3

Enter IFSC code IOBA0000446

Select Indian Overseas Bank and enter IOBA0000446 for the CIVIL LINES branch.

4

Choose transfer method

Use NEFT for transfers up to ₹2 lakh, RTGS for ₹2 lakh and above.

Other Indian Overseas Bank branches

Frequently Asked Questions

Which bank branch does IFSC code IOBA0000446 belong to?
IFSC code IOBA0000446 belongs to Indian Overseas Bank, CIVIL LINES branch, located at FOUNTAIN CHOWK,CIVIL LINES,LUDHIANA, LUDHIANA, PUNJAB.
What is the MICR code for IOBA0000446?
The MICR code is not available for IOBA0000446.
Does IOBA0000446 support NEFT, RTGS, and IMPS transfers?
Indian Overseas Bank CIVIL LINES (IOBA0000446): NEFT — not supported; RTGS — not supported; IMPS — not supported.
What does the code IOBA mean in IFSC IOBA0000446?
The first four characters IOBA identify Indian Overseas Bank. The fifth character is always 0. The last six characters 000446 identify the specific branch.

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