IOBA0000446
Indian Overseas Bank
Branch
CIVIL LINES
City
LUDHIANA
State
PUNJAB
Branch Details
IFSC CodeIOBA0000446
BankIndian Overseas Bank
BranchCIVIL LINES
AddressFOUNTAIN CHOWK,CIVIL LINES,LUDHIANA
CityLUDHIANA
DistrictLUDHIANA
StatePUNJAB
What does IOBA0000446 mean?
IOBA0000446
IOBA — Bank code. Identifies Indian Overseas Bank. All branches of Indian Overseas Bank share this prefix.
0 — Reserved character. Always zero in every IFSC code in India.
000446 — Branch code. Uniquely identifies the CIVIL LINES branch within Indian Overseas Bank.
Transfer Methods
NEFT (not supported)
RTGS (not supported)
IMPS (not supported)
How to use this IFSC code
1
Open your bank's app or net banking
Go to Fund Transfer or Add Beneficiary.
2
Enter the recipient's account number
Double-check every digit — transfers cannot be reversed.
3
Enter IFSC code IOBA0000446
Select Indian Overseas Bank and enter IOBA0000446 for the CIVIL LINES branch.
4
Choose transfer method
Use NEFT for transfers up to ₹2 lakh, RTGS for ₹2 lakh and above.
Other Indian Overseas Bank branches
ANNUR
166 A, KOVAI ROAD, ANNUR PIN 638653
ADYAR
NO 12, SARDAR PATEL ROAD, ADAYAR, CHENNAI - 600020
SALEM MAIN
16 BY 17, CAR STREET, SALEM, PIN 636001
ELURU
220 10 1B, BADETIWARI STREET, ELURU
RAJKOT
PAREKH CHAMBERS, DHEEBHAR BHAI ROAD,RAJKOT,PIN 360001
Frequently Asked Questions
- Which bank branch does IFSC code IOBA0000446 belong to?
- IFSC code IOBA0000446 belongs to Indian Overseas Bank, CIVIL LINES branch, located at FOUNTAIN CHOWK,CIVIL LINES,LUDHIANA, LUDHIANA, PUNJAB.
- What is the MICR code for IOBA0000446?
- The MICR code is not available for IOBA0000446.
- Does IOBA0000446 support NEFT, RTGS, and IMPS transfers?
- Indian Overseas Bank CIVIL LINES (IOBA0000446): NEFT — not supported; RTGS — not supported; IMPS — not supported.
- What does the code IOBA mean in IFSC IOBA0000446?
- The first four characters IOBA identify Indian Overseas Bank. The fifth character is always 0. The last six characters 000446 identify the specific branch.
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