Skip to main content

IOBA0001123

Indian Overseas Bank

Branch

PAKHOVAL ROAD

City

LUDHIANA

State

PUNJAB

Branch Details

IFSC CodeIOBA0001123
BankIndian Overseas Bank
BranchPAKHOVAL ROAD
Address745,SARGODHA COLONY PAKHOWAL RD,LUDHIANA
CityLUDHIANA
DistrictLUDHIANA
StatePUNJAB

What does IOBA0001123 mean?

IOBA0001123
IOBA — Bank code. Identifies Indian Overseas Bank. All branches of Indian Overseas Bank share this prefix.
0 — Reserved character. Always zero in every IFSC code in India.
001123 — Branch code. Uniquely identifies the PAKHOVAL ROAD branch within Indian Overseas Bank.

Transfer Methods

NEFT (not supported)
RTGS (not supported)
IMPS (not supported)

How to use this IFSC code

1

Open your bank's app or net banking

Go to Fund Transfer or Add Beneficiary.

2

Enter the recipient's account number

Double-check every digit — transfers cannot be reversed.

3

Enter IFSC code IOBA0001123

Select Indian Overseas Bank and enter IOBA0001123 for the PAKHOVAL ROAD branch.

4

Choose transfer method

Use NEFT for transfers up to ₹2 lakh, RTGS for ₹2 lakh and above.

Other Indian Overseas Bank branches

Frequently Asked Questions

Which bank branch does IFSC code IOBA0001123 belong to?
IFSC code IOBA0001123 belongs to Indian Overseas Bank, PAKHOVAL ROAD branch, located at 745,SARGODHA COLONY PAKHOWAL RD,LUDHIANA, LUDHIANA, PUNJAB.
What is the MICR code for IOBA0001123?
The MICR code is not available for IOBA0001123.
Does IOBA0001123 support NEFT, RTGS, and IMPS transfers?
Indian Overseas Bank PAKHOVAL ROAD (IOBA0001123): NEFT — not supported; RTGS — not supported; IMPS — not supported.
What does the code IOBA mean in IFSC IOBA0001123?
The first four characters IOBA identify Indian Overseas Bank. The fifth character is always 0. The last six characters 001123 identify the specific branch.

Look up another IFSC code

Search by IFSC code, bank name, or branch

Search IFSC