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IOBA0001979

Indian Overseas Bank

Branch

RATNAGIRI

City

RATNAGIRI

State

MAHARASHTRA

Branch Details

IFSC CodeIOBA0001979
BankIndian Overseas Bank
BranchRATNAGIRI
AddressKASTURI PLAZA JUNA MAL NAKA MAIN ROAD RATNAGIRI PIN 405612
CityRATNAGIRI
DistrictRATNAGIRI
StateMAHARASHTRA

What does IOBA0001979 mean?

IOBA0001979
IOBA — Bank code. Identifies Indian Overseas Bank. All branches of Indian Overseas Bank share this prefix.
0 — Reserved character. Always zero in every IFSC code in India.
001979 — Branch code. Uniquely identifies the RATNAGIRI branch within Indian Overseas Bank.

Transfer Methods

NEFT (not supported)
RTGS (not supported)
IMPS (not supported)

How to use this IFSC code

1

Open your bank's app or net banking

Go to Fund Transfer or Add Beneficiary.

2

Enter the recipient's account number

Double-check every digit — transfers cannot be reversed.

3

Enter IFSC code IOBA0001979

Select Indian Overseas Bank and enter IOBA0001979 for the RATNAGIRI branch.

4

Choose transfer method

Use NEFT for transfers up to ₹2 lakh, RTGS for ₹2 lakh and above.

Other Indian Overseas Bank branches

Frequently Asked Questions

Which bank branch does IFSC code IOBA0001979 belong to?
IFSC code IOBA0001979 belongs to Indian Overseas Bank, RATNAGIRI branch, located at KASTURI PLAZA JUNA MAL NAKA MAIN ROAD RATNAGIRI PIN 405612, RATNAGIRI, MAHARASHTRA.
What is the MICR code for IOBA0001979?
The MICR code is not available for IOBA0001979.
Does IOBA0001979 support NEFT, RTGS, and IMPS transfers?
Indian Overseas Bank RATNAGIRI (IOBA0001979): NEFT — not supported; RTGS — not supported; IMPS — not supported.
What does the code IOBA mean in IFSC IOBA0001979?
The first four characters IOBA identify Indian Overseas Bank. The fifth character is always 0. The last six characters 001979 identify the specific branch.

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