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IOBA0002312

Indian Overseas Bank

Branch

PAYAKARAOPETA

City

PAYAKARAOPET

State

ANDHRA PRADESH

Branch Details

IFSC CodeIOBA0002312
BankIndian Overseas Bank
BranchPAYAKARAOPETA
AddressDOOR NO 13 5 6,MAIN ROAD,OPP CHITRAM,PAYAKARAOPETA 531126
CityPAYAKARAOPET
DistrictVISHAKHAPATNAM
StateANDHRA PRADESH

What does IOBA0002312 mean?

IOBA0002312
IOBA — Bank code. Identifies Indian Overseas Bank. All branches of Indian Overseas Bank share this prefix.
0 — Reserved character. Always zero in every IFSC code in India.
002312 — Branch code. Uniquely identifies the PAYAKARAOPETA branch within Indian Overseas Bank.

Transfer Methods

NEFT (not supported)
RTGS (not supported)
IMPS (not supported)

How to use this IFSC code

1

Open your bank's app or net banking

Go to Fund Transfer or Add Beneficiary.

2

Enter the recipient's account number

Double-check every digit — transfers cannot be reversed.

3

Enter IFSC code IOBA0002312

Select Indian Overseas Bank and enter IOBA0002312 for the PAYAKARAOPETA branch.

4

Choose transfer method

Use NEFT for transfers up to ₹2 lakh, RTGS for ₹2 lakh and above.

Other Indian Overseas Bank branches

Frequently Asked Questions

Which bank branch does IFSC code IOBA0002312 belong to?
IFSC code IOBA0002312 belongs to Indian Overseas Bank, PAYAKARAOPETA branch, located at DOOR NO 13 5 6,MAIN ROAD,OPP CHITRAM,PAYAKARAOPETA 531126, PAYAKARAOPET, ANDHRA PRADESH.
What is the MICR code for IOBA0002312?
The MICR code is not available for IOBA0002312.
Does IOBA0002312 support NEFT, RTGS, and IMPS transfers?
Indian Overseas Bank PAYAKARAOPETA (IOBA0002312): NEFT — not supported; RTGS — not supported; IMPS — not supported.
What does the code IOBA mean in IFSC IOBA0002312?
The first four characters IOBA identify Indian Overseas Bank. The fifth character is always 0. The last six characters 002312 identify the specific branch.

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