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IOBA0002981

Indian Overseas Bank

Branch

SMESAHARANPURDELHI ROAD

City

SAHARANPUR

State

UTTAR PRADESH

Branch Details

IFSC CodeIOBA0002981
BankIndian Overseas Bank
BranchSMESAHARANPURDELHI ROAD
AddressA8,AVAS VIKAS,DELHI ROAD,SAHARANPUR247001,UTTAR PRADESH
CitySAHARANPUR
DistrictSAHARANPUR
StateUTTAR PRADESH

What does IOBA0002981 mean?

IOBA0002981
IOBA — Bank code. Identifies Indian Overseas Bank. All branches of Indian Overseas Bank share this prefix.
0 — Reserved character. Always zero in every IFSC code in India.
002981 — Branch code. Uniquely identifies the SMESAHARANPURDELHI ROAD branch within Indian Overseas Bank.

Transfer Methods

NEFT (not supported)
RTGS (not supported)
IMPS (not supported)

How to use this IFSC code

1

Open your bank's app or net banking

Go to Fund Transfer or Add Beneficiary.

2

Enter the recipient's account number

Double-check every digit — transfers cannot be reversed.

3

Enter IFSC code IOBA0002981

Select Indian Overseas Bank and enter IOBA0002981 for the SMESAHARANPURDELHI ROAD branch.

4

Choose transfer method

Use NEFT for transfers up to ₹2 lakh, RTGS for ₹2 lakh and above.

Other Indian Overseas Bank branches

Frequently Asked Questions

Which bank branch does IFSC code IOBA0002981 belong to?
IFSC code IOBA0002981 belongs to Indian Overseas Bank, SMESAHARANPURDELHI ROAD branch, located at A8,AVAS VIKAS,DELHI ROAD,SAHARANPUR247001,UTTAR PRADESH, SAHARANPUR, UTTAR PRADESH.
What is the MICR code for IOBA0002981?
The MICR code is not available for IOBA0002981.
Does IOBA0002981 support NEFT, RTGS, and IMPS transfers?
Indian Overseas Bank SMESAHARANPURDELHI ROAD (IOBA0002981): NEFT — not supported; RTGS — not supported; IMPS — not supported.
What does the code IOBA mean in IFSC IOBA0002981?
The first four characters IOBA identify Indian Overseas Bank. The fifth character is always 0. The last six characters 002981 identify the specific branch.

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