PUNB0456100
Punjab National Bank
Branch
PAYAL
City
PAYAL (DISTT LUDHIANA)
State
PUNJAB
Branch Details
IFSC CodePUNB0456100
BankPunjab National Bank
BranchPAYAL
AddressPAYAL
CityPAYAL (DISTT LUDHIANA)
DistrictDISTT:LUDHIANA
StatePUNJAB
What does PUNB0456100 mean?
PUNB0456100
PUNB — Bank code. Identifies Punjab National Bank. All branches of Punjab National Bank share this prefix.
0 — Reserved character. Always zero in every IFSC code in India.
456100 — Branch code. Uniquely identifies the PAYAL branch within Punjab National Bank.
Transfer Methods
NEFT (not supported)
RTGS (not supported)
IMPS (not supported)
How to use this IFSC code
1
Open your bank's app or net banking
Go to Fund Transfer or Add Beneficiary.
2
Enter the recipient's account number
Double-check every digit — transfers cannot be reversed.
3
Enter IFSC code PUNB0456100
Select Punjab National Bank and enter PUNB0456100 for the PAYAL branch.
4
Choose transfer method
Use NEFT for transfers up to ₹2 lakh, RTGS for ₹2 lakh and above.
Frequently Asked Questions
- Which bank branch does IFSC code PUNB0456100 belong to?
- IFSC code PUNB0456100 belongs to Punjab National Bank, PAYAL branch, located at PAYAL, PAYAL (DISTT LUDHIANA), PUNJAB.
- What is the MICR code for PUNB0456100?
- The MICR code is not available for PUNB0456100.
- Does PUNB0456100 support NEFT, RTGS, and IMPS transfers?
- Punjab National Bank PAYAL (PUNB0456100): NEFT — not supported; RTGS — not supported; IMPS — not supported.
- What does the code PUNB mean in IFSC PUNB0456100?
- The first four characters PUNB identify Punjab National Bank. The fifth character is always 0. The last six characters 456100 identify the specific branch.
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