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UTIB0004981

Axis Bank

Branch

GANGYAL

City

JAMMU

State

JAMMU AND KASHMIR

Branch Details

IFSC CodeUTIB0004981
BankAxis Bank
BranchGANGYAL
AddressGROUND FLOOR, KHASRA NO 383, NEAR PNB, NATIONAL HIGHWAY 44, GANGYAL, DISTT JAMMU, JAMMU AND KASHMIR
CityJAMMU
DistrictJAMMU
StateJAMMU AND KASHMIR

What does UTIB0004981 mean?

UTIB0004981
UTIB — Bank code. Identifies Axis Bank. All branches of Axis Bank share this prefix.
0 — Reserved character. Always zero in every IFSC code in India.
004981 — Branch code. Uniquely identifies the GANGYAL branch within Axis Bank.

Transfer Methods

NEFT (not supported)
RTGS (not supported)
IMPS (not supported)

How to use this IFSC code

1

Open your bank's app or net banking

Go to Fund Transfer or Add Beneficiary.

2

Enter the recipient's account number

Double-check every digit — transfers cannot be reversed.

3

Enter IFSC code UTIB0004981

Select Axis Bank and enter UTIB0004981 for the GANGYAL branch.

4

Choose transfer method

Use NEFT for transfers up to ₹2 lakh, RTGS for ₹2 lakh and above.

Other Axis Bank branches

Frequently Asked Questions

Which bank branch does IFSC code UTIB0004981 belong to?
IFSC code UTIB0004981 belongs to Axis Bank, GANGYAL branch, located at GROUND FLOOR, KHASRA NO 383, NEAR PNB, NATIONAL HIGHWAY 44, GANGYAL, DISTT JAMMU, JAMMU AND KASHMIR, JAMMU, JAMMU AND KASHMIR.
What is the MICR code for UTIB0004981?
The MICR code is not available for UTIB0004981.
Does UTIB0004981 support NEFT, RTGS, and IMPS transfers?
Axis Bank GANGYAL (UTIB0004981): NEFT — not supported; RTGS — not supported; IMPS — not supported.
What does the code UTIB mean in IFSC UTIB0004981?
The first four characters UTIB identify Axis Bank. The fifth character is always 0. The last six characters 004981 identify the specific branch.

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